Field Credit Officer (Rivers) at Moniepoint
About the opportunity:
Moniepoint is a fintech company that serves businesses and individuals across Africa, and it describes its mission as enabling financial happiness for every African. As a Field Credit Officer, you would find and onboard businesses in your assigned area, help them use their business accounts well, and manage those that take up Moniepoint's credit products.
Day to day, you would review loan requests and approve or decline them after studying the available data. You would also visit borrowers' business premises to check their books, stock and turnover. You would assess each business on the 5Cs of credit, with capacity, character and capital as the main priorities, and make recommendations to management before, during and after a loan is paid out. You would be expected to meet portfolio targets for loan size and profit, and to keep the loans you manage repaid on time.
The role suits someone with a sales background in credit products who is comfortable analysing risk, meeting people in the field and working towards clear targets.
Who can apply:
- Applicants with at least an OND in any business-related discipline
- Applicants with at least 2 years of experience in a credit product sales role at a financial institution
- Applicants with demonstrable knowledge of credit risk analysis
- Applicants with good knowledge of financial analysis, which is an added advantage
- Applicants with close attention to detail and strong analytical skills
- Applicants with excellent communication, presentation and interpersonal skills
- Applicants who are agile and persevering
What you get:
- Competitive compensation and benefits
- Career growth opportunities
- A chance to work with a fast-growing African fintech
Tip: Use your CV to show real numbers, such as loan portfolio size, repayment rates and the number of businesses you have onboarded, since the role is judged on targets.
Reminder: Use the "Never miss this deadline" box at the top of this page to add the deadline to your Google Calendar or Apple / Outlook calendar, so you don't miss it.
